Call reports 2014
WILSHIRE BANK — 2014
What WILSHIRE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,629,281,000 | 3,675,901,000 | 3,932,038,000 | 4,149,966,000 |
| Total loans | 2,899,430,000 | 2,976,103,000 | 3,173,255,000 | 3,320,080,000 |
| Allowance for loan losses | 53,464,000 | 52,669,000 | 53,116,000 | 48,624,000 |
| Securities available for sale | 342,437,000 | 327,239,000 | 365,866,000 | 388,367,000 |
| Securities held to maturity | 32,000 | 30,000 | 28,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,952,934,000 | 2,982,487,000 | 3,209,406,000 | 3,416,564,000 |
| Interest-bearing deposits | 2,054,257,000 | 2,011,004,000 | 2,270,686,000 | 2,485,846,000 |
| Noninterest-bearing deposits | 898,677,000 | 971,484,000 | 938,719,000 | 930,718,000 |
| Equity capital | 494,070,000 | 511,320,000 | 526,325,000 | 544,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 39,645,000 | 80,031,000 | 121,693,000 | 164,945,000 |
| Interest expense | 3,750,000 | 7,303,000 | 11,431,000 | 16,448,000 |
| Net interest income | 35,895,000 | 72,728,000 | 110,262,000 | 148,497,000 |
| Noninterest income | 10,670,000 | 20,840,000 | 30,066,000 | 39,431,000 |
| Noninterest expense | 25,465,000 | 49,168,000 | 71,878,000 | 94,703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,100,000 | 44,400,000 | 68,450,000 | 93,225,000 |
| Income tax | 7,338,000 | 15,444,000 | 23,866,000 | 32,077,000 |
| Net income | 13,762,000 | 28,956,000 | 44,584,000 | 61,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 418,046,000 | 433,452,000 | 449,421,000 | 466,235,000 |
| Total capital | 455,492,000 | 471,492,000 | 490,272,000 | 508,821,000 |
| Risk-weighted assets | 2,978,605,000 | 3,027,535,000 | 3,254,780,000 | 3,399,778,000 |