Call reports 2013
WILSHIRE BANK — 2013
What WILSHIRE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,753,350,000 | 2,782,400,000 | 2,826,877,000 | 3,615,086,000 |
| Total loans | 2,239,065,000 | 2,209,855,000 | 2,307,150,000 | 2,894,399,000 |
| Allowance for loan losses | 58,577,000 | 54,937,000 | 52,397,000 | 53,563,000 |
| Securities available for sale | 336,569,000 | 303,836,000 | 325,724,000 | 352,437,000 |
| Securities held to maturity | 46,000 | 42,000 | 38,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,174,643,000 | 2,209,611,000 | 2,320,696,000 | 2,911,187,000 |
| Interest-bearing deposits | 1,568,973,000 | 1,557,528,000 | 1,597,754,000 | 2,040,418,000 |
| Noninterest-bearing deposits | 605,671,000 | 652,083,000 | 722,942,000 | 870,769,000 |
| Equity capital | 403,466,000 | 391,639,000 | 358,128,000 | 478,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 28,847,000 | 57,815,000 | 87,933,000 | 124,329,000 |
| Interest expense | 2,929,000 | 5,742,000 | 8,702,000 | 12,212,000 |
| Net interest income | 25,918,000 | 52,073,000 | 79,231,000 | 112,117,000 |
| Noninterest income | 8,787,000 | 16,970,000 | 24,627,000 | 33,737,000 |
| Noninterest expense | 17,077,000 | 33,599,000 | 50,209,000 | 73,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,628,000 | 35,459,000 | 53,664,000 | 72,606,000 |
| Income tax | 5,684,000 | 11,528,000 | 17,580,000 | 24,549,000 |
| Net income | 11,944,000 | 23,931,000 | 36,084,000 | 48,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 388,389,000 | 380,385,000 | 347,554,000 | 404,156,000 |
| Total capital | 415,397,000 | 407,665,000 | 376,171,000 | 441,062,000 |
| Risk-weighted assets | 2,128,007,000 | 2,153,752,000 | 2,264,558,000 | 2,934,758,000 |