Call reports 2012
WILSHIRE BANK — 2012
What WILSHIRE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,659,816,000 | 2,587,884,000 | 2,611,010,000 | 2,748,303,000 |
| Total loans | 2,120,655,000 | 2,083,091,000 | 2,118,589,000 | 2,207,341,000 |
| Allowance for loan losses | 99,826,000 | 89,134,000 | 74,353,000 | 63,285,000 |
| Securities available for sale | 292,305,000 | 298,364,000 | 292,254,000 | 332,504,000 |
| Securities held to maturity | 62,000 | 57,000 | 53,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,285,660,000 | 2,195,942,000 | 2,188,549,000 | 2,179,465,000 |
| Interest-bearing deposits | 1,701,982,000 | 1,665,579,000 | 1,636,561,000 | 1,580,807,000 |
| Noninterest-bearing deposits | 583,678,000 | 530,363,000 | 551,988,000 | 598,659,000 |
| Equity capital | 331,187,000 | 353,652,000 | 392,672,000 | 391,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 29,266,000 | 58,081,000 | 87,793,000 | 117,115,000 |
| Interest expense | 4,353,000 | 8,456,000 | 12,120,000 | 15,306,000 |
| Net interest income | 24,913,000 | 49,625,000 | 75,673,000 | 101,809,000 |
| Noninterest income | 6,790,000 | 15,089,000 | 21,867,000 | 28,493,000 |
| Noninterest expense | 14,761,000 | 33,305,000 | 51,430,000 | 70,034,000 |
| Provision for loan losses | 0 | -9,000,000 | -21,000,000 | -31,600,000 |
| Pretax income | 16,945,000 | 40,412,000 | 67,113,000 | 91,871,000 |
| Income tax | -195,000 | 375,000 | -10,870,000 | -2,546,000 |
| Net income | 17,140,000 | 40,037,000 | 77,983,000 | 94,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,496,000 | 337,409,000 | 372,313,000 | 375,463,000 |
| Total capital | 338,251,000 | 362,211,000 | 397,668,000 | 401,985,000 |
| Risk-weighted assets | 1,820,870,000 | 1,917,411,000 | 1,977,015,000 | 2,083,985,000 |