Call reports 2011
WILSHIRE BANK — 2011
What WILSHIRE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,785,128,000 | 2,677,280,000 | 2,676,745,000 | 2,691,384,000 |
| Total loans | 2,283,885,000 | 2,197,716,000 | 2,142,350,000 | 2,151,485,000 |
| Allowance for loan losses | 114,843,000 | 110,995,000 | 105,306,000 | 102,982,000 |
| Securities available for sale | 340,812,000 | 307,309,000 | 356,149,000 | 320,065,000 |
| Securities held to maturity | 80,000 | 74,000 | 70,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,279,450,000 | 2,167,754,000 | 2,161,870,000 | 2,212,819,000 |
| Interest-bearing deposits | 1,785,627,000 | 1,704,603,000 | 1,680,918,000 | 1,690,842,000 |
| Noninterest-bearing deposits | 493,823,000 | 463,151,000 | 480,952,000 | 521,977,000 |
| Equity capital | 246,261,000 | 354,322,000 | 367,164,000 | 375,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 35,593,000 | 68,649,000 | 99,617,000 | 130,017,000 |
| Interest expense | 6,123,000 | 11,376,000 | 16,408,000 | 21,141,000 |
| Net interest income | 29,470,000 | 57,273,000 | 83,209,000 | 108,876,000 |
| Noninterest income | 7,805,000 | 8,345,000 | 13,837,000 | 19,145,000 |
| Noninterest expense | 16,166,000 | 31,444,000 | 47,077,000 | 62,342,000 |
| Provision for loan losses | 44,800,000 | 54,923,000 | 58,103,000 | 59,603,000 |
| Pretax income | -23,655,000 | -20,707,000 | -8,039,000 | 6,175,000 |
| Income tax | 26,550,000 | 25,673,000 | 26,785,000 | 34,786,000 |
| Net income | -50,205,000 | -46,380,000 | -34,824,000 | -28,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,737,000 | 341,551,000 | 353,143,000 | 359,464,000 |
| Total capital | 264,833,000 | 369,576,000 | 380,360,000 | 383,994,000 |
| Risk-weighted assets | 2,157,053,000 | 1,992,891,000 | 1,933,861,000 | 1,880,523,000 |