Call reports 2009
WILSHIRE BANK — 2009
What WILSHIRE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,608,577,000 | 3,170,887,000 | 3,374,759,000 | 3,431,942,000 |
| Total loans | 2,104,001,000 | 2,499,708,000 | 2,515,352,000 | 2,507,441,000 |
| Allowance for loan losses | 34,156,000 | 38,758,000 | 54,735,000 | 62,130,000 |
| Securities available for sale | 320,055,000 | 427,790,000 | 559,602,000 | 651,318,000 |
| Securities held to maturity | 133,000 | 124,000 | 116,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,919,713,000 | 2,462,617,000 | 2,680,429,000 | 2,833,908,000 |
| Interest-bearing deposits | 1,607,404,000 | 2,084,359,000 | 2,298,770,000 | 2,443,032,000 |
| Noninterest-bearing deposits | 312,309,000 | 378,258,000 | 381,659,000 | 390,876,000 |
| Equity capital | 322,357,000 | 336,718,000 | 343,028,000 | 339,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 33,424,000 | 68,629,000 | 113,782,000 | 158,398,000 |
| Interest expense | 12,953,000 | 26,460,000 | 41,531,000 | 56,166,000 |
| Net interest income | 20,471,000 | 42,169,000 | 72,251,000 | 102,232,000 |
| Noninterest income | 3,455,000 | 30,694,000 | 38,031,000 | 46,033,000 |
| Noninterest expense | 11,071,000 | 25,306,000 | 39,954,000 | 57,047,000 |
| Provision for loan losses | 7,009,000 | 18,822,000 | 42,788,000 | 67,328,000 |
| Pretax income | 5,859,000 | 30,323,000 | 29,128,000 | 35,048,000 |
| Income tax | 2,146,000 | 12,022,000 | 10,624,000 | 12,097,000 |
| Net income | 3,713,000 | 18,301,000 | 18,504,000 | 22,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,091,000 | 324,236,000 | 324,655,000 | 329,320,000 |
| Total capital | 343,707,000 | 361,602,000 | 359,773,000 | 362,575,000 |
| Risk-weighted assets | 2,120,819,000 | 2,500,631,000 | 2,302,347,000 | 2,305,033,000 |