Call reports 2008
WILSHIRE BANK — 2008
What WILSHIRE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,258,035,000 | 2,355,567,000 | 2,383,869,000 | 2,446,601,000 |
| Total loans | 1,883,500,000 | 1,986,601,000 | 2,034,328,000 | 2,081,528,000 |
| Allowance for loan losses | 22,072,000 | 23,494,000 | 25,950,000 | 29,437,000 |
| Securities available for sale | 218,505,000 | 232,858,000 | 227,957,000 | 229,136,000 |
| Securities held to maturity | 377,000 | 369,000 | 143,000 | 139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,748,256,000 | 1,757,260,000 | 1,803,450,000 | 1,888,322,000 |
| Interest-bearing deposits | 1,419,551,000 | 1,418,929,000 | 1,492,312,000 | 1,535,060,000 |
| Noninterest-bearing deposits | 328,705,000 | 338,331,000 | 311,138,000 | 353,262,000 |
| Equity capital | 235,692,000 | 241,758,000 | 249,874,000 | 256,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 38,121,000 | 74,994,000 | 112,783,000 | 149,130,000 |
| Interest expense | 16,980,000 | 32,346,000 | 47,537,000 | 61,860,000 |
| Net interest income | 21,141,000 | 42,648,000 | 65,246,000 | 87,270,000 |
| Noninterest income | 4,974,000 | 10,344,000 | 15,450,000 | 19,882,000 |
| Noninterest expense | 11,910,000 | 23,491,000 | 34,971,000 | 45,734,000 |
| Provision for loan losses | 1,512,000 | 3,168,000 | 6,963,000 | 12,865,000 |
| Pretax income | 12,697,000 | 26,336,000 | 38,765,000 | 48,556,000 |
| Income tax | 4,822,000 | 10,074,000 | 14,837,000 | 18,710,000 |
| Net income | 7,875,000 | 16,262,000 | 23,928,000 | 29,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,096,000 | 233,547,000 | 241,292,000 | 247,300,000 |
| Total capital | 259,054,000 | 268,671,000 | 277,196,000 | 283,421,000 |
| Risk-weighted assets | 1,919,367,000 | 2,025,489,000 | 2,070,992,000 | 2,085,139,000 |