Call reports 2006
WILSHIRE BANK — 2006
What WILSHIRE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,737,061,000 | 1,851,474,000 | 1,907,809,000 | 2,006,522,000 |
| Total loans | 1,312,588,000 | 1,434,136,000 | 1,509,883,000 | 1,560,539,000 |
| Allowance for loan losses | 14,870,000 | 16,359,000 | 18,417,000 | 18,654,000 |
| Securities available for sale | 171,144,000 | 188,272,000 | 182,419,000 | 167,838,000 |
| Securities held to maturity | 22,848,000 | 20,835,000 | 20,630,000 | 14,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,503,084,000 | 1,600,276,000 | 1,669,250,000 | 1,757,318,000 |
| Interest-bearing deposits | 1,168,945,000 | 1,245,424,000 | 1,346,006,000 | 1,432,662,000 |
| Noninterest-bearing deposits | 334,139,000 | 354,852,000 | 323,244,000 | 324,656,000 |
| Equity capital | 153,469,000 | 176,734,000 | 186,585,000 | 197,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 31,118,000 | 65,846,000 | 103,409,000 | 141,775,000 |
| Interest expense | 12,939,000 | 27,268,000 | 43,713,000 | 61,317,000 |
| Net interest income | 18,179,000 | 38,578,000 | 59,696,000 | 80,458,000 |
| Noninterest income | 5,776,000 | 12,266,000 | 19,475,000 | 26,115,000 |
| Noninterest expense | 8,897,000 | 19,496,000 | 29,797,000 | 40,543,000 |
| Provision for loan losses | 949,000 | 1,944,000 | 4,709,000 | 5,896,000 |
| Pretax income | 14,109,000 | 29,404,000 | 44,665,000 | 60,136,000 |
| Income tax | 5,712,000 | 12,344,000 | 18,990,000 | 23,649,000 |
| Net income | 8,397,000 | 17,060,000 | 25,675,000 | 36,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,345,000 | 169,313,000 | 178,232,000 | 189,113,000 |
| Total capital | 180,105,000 | 196,774,000 | 207,714,000 | 218,658,000 |
| Risk-weighted assets | 1,363,989,000 | 1,499,331,000 | 1,558,497,000 | 1,619,014,000 |