Call reports 2003
WILSHIRE BANK — 2003
What WILSHIRE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 767,470,000 | 809,573,000 | 892,012,000 | 983,259,000 |
| Total loans | 559,671,000 | 626,748,000 | 699,756,000 | 757,005,000 |
| Allowance for loan losses | 6,832,000 | 7,278,000 | 8,157,000 | 9,011,000 |
| Securities available for sale | 44,801,000 | 54,871,000 | 43,311,000 | 64,996,000 |
| Securities held to maturity | 25,181,000 | 25,716,000 | 26,303,000 | 23,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,185,000 | 723,438,000 | 788,651,000 | 857,715,000 |
| Interest-bearing deposits | 491,229,000 | 517,918,000 | 572,960,000 | 618,498,000 |
| Noninterest-bearing deposits | 199,956,000 | 205,520,000 | 215,691,000 | 239,217,000 |
| Equity capital | 48,185,000 | 51,925,000 | 54,975,000 | 58,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,034,000 | 18,661,000 | 29,395,000 | 40,954,000 |
| Interest expense | 2,741,000 | 5,599,000 | 8,579,000 | 11,944,000 |
| Net interest income | 6,293,000 | 13,062,000 | 20,816,000 | 29,010,000 |
| Noninterest income | 3,420,000 | 7,517,000 | 11,700,000 | 17,028,000 |
| Noninterest expense | 4,608,000 | 9,771,000 | 15,507,000 | 21,986,000 |
| Provision for loan losses | 450,000 | 800,000 | 1,550,000 | 2,770,000 |
| Pretax income | 4,655,000 | 10,013,000 | 15,466,000 | 21,312,000 |
| Income tax | 1,898,000 | 4,006,000 | 6,128,000 | 8,495,000 |
| Net income | 2,757,000 | 6,007,000 | 9,338,000 | 12,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,178,000 | 51,574,000 | 54,953,000 | 58,538,000 |
| Total capital | 65,083,000 | 68,918,000 | 73,182,000 | 93,096,000 |
| Risk-weighted assets | 597,653,000 | 657,996,000 | 724,502,000 | 803,207,000 |