Call reports 2002
WILSHIRE BANK — 2002
What WILSHIRE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 535,838,000 | 577,299,000 | 623,511,000 | 692,805,000 |
| Total loans | 401,271,000 | 450,789,000 | 492,962,000 | 524,541,000 |
| Allowance for loan losses | 5,879,000 | 6,291,000 | 6,206,000 | 6,343,000 |
| Securities available for sale | 17,022,000 | 16,553,000 | 19,478,000 | 34,714,000 |
| Securities held to maturity | 25,156,000 | 23,057,000 | 23,614,000 | 25,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,437,000 | 526,101,000 | 569,892,000 | 620,091,000 |
| Interest-bearing deposits | 332,774,000 | 365,147,000 | 392,138,000 | 432,451,000 |
| Noninterest-bearing deposits | 155,663,000 | 160,954,000 | 177,754,000 | 187,640,000 |
| Equity capital | 38,062,000 | 40,302,000 | 43,072,000 | 45,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,359,000 | 15,286,000 | 23,877,000 | 32,797,000 |
| Interest expense | 2,019,000 | 4,147,000 | 6,508,000 | 9,008,000 |
| Net interest income | 5,340,000 | 11,139,000 | 17,369,000 | 23,789,000 |
| Noninterest income | 2,722,000 | 5,526,000 | 8,613,000 | 11,363,000 |
| Noninterest expense | 4,075,000 | 8,332,000 | 12,944,000 | 17,658,000 |
| Provision for loan losses | 810,000 | 1,530,000 | 2,360,000 | 3,170,000 |
| Pretax income | 3,177,000 | 6,803,000 | 10,678,000 | 14,324,000 |
| Income tax | 1,291,000 | 2,773,000 | 4,368,000 | 5,731,000 |
| Net income | 1,886,000 | 4,030,000 | 6,310,000 | 8,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,889,000 | 40,223,000 | 43,013,000 | 45,317,000 |
| Total capital | 43,159,000 | 46,075,000 | 49,219,000 | 61,730,000 |
| Risk-weighted assets | 420,975,000 | 467,702,000 | 501,020,000 | 539,310,000 |