Call reports 2001
WILSHIRE BANK — 2001
What WILSHIRE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 441,658,000 | 455,202,000 | 470,301,000 | 490,009,000 |
| Total loans | 282,326,000 | 319,525,000 | 358,608,000 | 371,536,000 |
| Allowance for loan losses | 5,224,000 | 5,320,000 | 5,868,000 | 5,559,000 |
| Securities available for sale | 18,670,000 | 16,399,000 | 13,678,000 | 15,362,000 |
| Securities held to maturity | 16,733,000 | 12,241,000 | 28,826,000 | 21,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,958,000 | 416,408,000 | 430,595,000 | 450,132,000 |
| Interest-bearing deposits | 293,518,000 | 292,051,000 | 295,270,000 | 301,669,000 |
| Noninterest-bearing deposits | 111,440,000 | 124,357,000 | 135,325,000 | 148,463,000 |
| Equity capital | 30,856,000 | 32,864,000 | 34,550,000 | 36,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,962,000 | 17,413,000 | 25,411,000 | 32,775,000 |
| Interest expense | 4,007,000 | 7,640,000 | 10,773,000 | 13,144,000 |
| Net interest income | 4,955,000 | 9,773,000 | 14,638,000 | 19,631,000 |
| Noninterest income | 1,843,000 | 4,256,000 | 6,778,000 | 9,162,000 |
| Noninterest expense | 3,532,000 | 7,255,000 | 11,265,000 | 15,461,000 |
| Provision for loan losses | 700,000 | 1,650,000 | 2,585,000 | 3,935,000 |
| Pretax income | 2,566,000 | 5,124,000 | 7,566,000 | 9,397,000 |
| Income tax | 1,034,000 | 2,047,000 | 2,963,000 | 3,215,000 |
| Net income | 1,532,000 | 3,077,000 | 4,603,000 | 6,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,770,000 | 32,690,000 | 34,284,000 | 35,925,000 |
| Total capital | 34,484,000 | 36,813,000 | 39,004,000 | 40,789,000 |
| Risk-weighted assets | 295,609,000 | 328,667,000 | 376,435,000 | 388,411,000 |