Call reports 2006
SECURITY BANK OF GWINNETT COUNTY — 2006
What SECURITY BANK OF GWINNETT COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 258,842,000 | 287,491,000 | 306,544,000 | 345,392,000 |
| Total loans | 215,892,000 | 234,565,000 | 242,384,000 | 272,089,000 |
| Allowance for loan losses | 2,245,000 | 2,600,000 | 2,850,000 | 3,165,000 |
| Securities available for sale | 9,960,000 | 9,465,000 | 28,365,000 | 16,577,000 |
| Securities held to maturity | 17,229,000 | 19,295,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,800,000 | 239,677,000 | 227,733,000 | 263,703,000 |
| Interest-bearing deposits | 205,546,000 | 232,549,000 | 220,949,000 | 256,776,000 |
| Noninterest-bearing deposits | 9,254,000 | 7,128,000 | 6,784,000 | 6,927,000 |
| Equity capital | 20,682,000 | 21,615,000 | 55,306,000 | 56,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,590,000 | 10,141,000 | 3,970,000 | 10,463,000 |
| Interest expense | 2,245,000 | 5,110,000 | 2,089,000 | 5,565,000 |
| Net interest income | 2,345,000 | 5,031,000 | 1,881,000 | 4,898,000 |
| Noninterest income | 6,000 | 15,000 | 41,000 | 81,000 |
| Noninterest expense | 736,000 | 1,609,000 | 596,000 | 1,577,000 |
| Provision for loan losses | 390,000 | 745,000 | 0 | 315,000 |
| Pretax income | 1,225,000 | 2,692,000 | 1,326,000 | 2,903,000 |
| Income tax | 455,000 | 1,008,000 | 503,000 | 1,123,000 |
| Net income | 770,000 | 1,684,000 | 823,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,037,000 | 21,949,000 | 26,803,000 | 29,774,000 |
| Total capital | 23,282,000 | 24,549,000 | 29,653,000 | 32,939,000 |
| Risk-weighted assets | 261,549,000 | 279,335,000 | 281,025,000 | 315,082,000 |