Call reports 2015
BANKWEST, INCORPORATED — 2015
What BANKWEST, INCORPORATED reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 872,663,000 | 892,020,000 | 892,457,000 | 915,092,000 |
| Total loans | 675,475,000 | 685,049,000 | 679,918,000 | 699,571,000 |
| Allowance for loan losses | 10,442,000 | 10,076,000 | 10,275,000 | 10,752,000 |
| Securities available for sale | 111,943,000 | 120,378,000 | 123,032,000 | 122,754,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 1,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,854,000 | 732,106,000 | 714,706,000 | 744,457,000 |
| Interest-bearing deposits | 585,842,000 | 595,015,000 | 569,788,000 | 584,541,000 |
| Noninterest-bearing deposits | 137,012,000 | 137,091,000 | 144,918,000 | 159,916,000 |
| Equity capital | 94,559,000 | 89,877,000 | 92,568,000 | 92,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,332,000 | 20,984,000 | 31,623,000 | 42,328,000 |
| Interest expense | 1,230,000 | 2,369,000 | 3,510,000 | 4,649,000 |
| Net interest income | 9,102,000 | 18,615,000 | 28,113,000 | 37,679,000 |
| Noninterest income | 3,096,000 | 6,337,000 | 10,149,000 | 14,247,000 |
| Noninterest expense | 8,389,000 | 16,766,000 | 25,324,000 | 34,278,000 |
| Provision for loan losses | 0 | 150,000 | 250,000 | 250,000 |
| Pretax income | 5,980,000 | 10,209,000 | 14,710,000 | 19,420,000 |
| Income tax | 262,000 | 439,000 | 642,000 | 837,000 |
| Net income | 5,718,000 | 9,770,000 | 14,068,000 | 18,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,313,000 | 84,943,000 | 86,389,000 | 86,943,000 |
| Total capital | 97,654,000 | 94,167,000 | 95,686,000 | 96,519,000 |
| Risk-weighted assets | 746,184,000 | 737,058,000 | 742,807,000 | 764,911,000 |