Call reports 2007
BANKWEST, INCORPORATED — 2007
What BANKWEST, INCORPORATED reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 585,979,000 | 597,938,000 | 615,857,000 | 675,894,000 |
| Total loans | 493,501,000 | 507,256,000 | 514,189,000 | 533,841,000 |
| Allowance for loan losses | 3,349,000 | 3,552,000 | 3,780,000 | 3,627,000 |
| Securities available for sale | 55,621,000 | 54,046,000 | 62,635,000 | 94,291,000 |
| Securities held to maturity | 700,000 | 400,000 | 400,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,388,000 | 473,948,000 | 489,110,000 | 508,550,000 |
| Interest-bearing deposits | 420,474,000 | 425,462,000 | 436,440,000 | 447,154,000 |
| Noninterest-bearing deposits | 50,915,000 | 48,486,000 | 52,671,000 | 61,395,000 |
| Equity capital | 56,024,000 | 54,781,000 | 55,836,000 | 58,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,315,000 | 20,861,000 | 31,922,000 | 43,529,000 |
| Interest expense | 4,638,000 | 9,466,000 | 14,592,000 | 19,805,000 |
| Net interest income | 5,677,000 | 11,395,000 | 17,330,000 | 23,724,000 |
| Noninterest income | 1,633,000 | 3,317,000 | 5,331,000 | 7,760,000 |
| Noninterest expense | 5,586,000 | 11,415,000 | 16,879,000 | 22,570,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,424,000 | 2,697,000 | 4,882,000 | 7,714,000 |
| Income tax | 1,668,000 | 1,718,000 | 1,799,000 | 1,913,000 |
| Net income | -244,000 | 979,000 | 3,083,000 | 5,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,721,000 | 54,969,000 | 55,218,000 | 57,961,000 |
| Total capital | 59,113,000 | 58,564,000 | 59,041,000 | 61,631,000 |
| Risk-weighted assets | 516,133,000 | 529,290,000 | 541,267,000 | 571,366,000 |