Call reports 2006
BANKWEST, INCORPORATED — 2006
What BANKWEST, INCORPORATED reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 538,093,000 | 558,530,000 | 573,671,000 | 589,584,000 |
| Total loans | 444,464,000 | 461,342,000 | 482,640,000 | 487,968,000 |
| Allowance for loan losses | 2,935,000 | 3,084,000 | 2,695,000 | 3,117,000 |
| Securities available for sale | 48,358,000 | 51,378,000 | 50,479,000 | 57,332,000 |
| Securities held to maturity | 500,000 | 600,000 | 600,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,072,000 | 441,647,000 | 464,869,000 | 483,935,000 |
| Interest-bearing deposits | 373,935,000 | 392,924,000 | 412,323,000 | 424,164,000 |
| Noninterest-bearing deposits | 54,137,000 | 48,723,000 | 52,545,000 | 59,772,000 |
| Equity capital | 54,282,000 | 54,528,000 | 55,534,000 | 56,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,892,000 | 18,361,000 | 28,269,000 | 38,515,000 |
| Interest expense | 3,358,000 | 7,222,000 | 11,603,000 | 16,281,000 |
| Net interest income | 5,534,000 | 11,139,000 | 16,666,000 | 22,234,000 |
| Noninterest income | 1,764,000 | 3,170,000 | 4,850,000 | 7,190,000 |
| Noninterest expense | 5,182,000 | 10,451,000 | 16,016,000 | 22,307,000 |
| Provision for loan losses | 135,000 | 270,000 | 515,000 | 1,115,000 |
| Pretax income | 2,409,000 | 3,958,000 | 5,355,000 | 6,372,000 |
| Income tax | 855,000 | 1,383,000 | 1,834,000 | 1,994,000 |
| Net income | 1,554,000 | 2,575,000 | 3,521,000 | 4,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,338,000 | 54,929,000 | 55,294,000 | 55,941,000 |
| Total capital | 57,356,000 | 58,096,000 | 58,072,000 | 59,141,000 |
| Risk-weighted assets | 459,947,000 | 478,566,000 | 496,782,000 | 506,929,000 |