Call reports 2005
BANKWEST, INCORPORATED — 2005
What BANKWEST, INCORPORATED reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 477,204,000 | 501,695,000 | 524,724,000 | 536,513,000 |
| Total loans | 373,075,000 | 404,937,000 | 418,985,000 | 439,269,000 |
| Allowance for loan losses | 2,959,000 | 3,010,000 | 2,738,000 | 2,866,000 |
| Securities available for sale | 57,630,000 | 54,779,000 | 49,904,000 | 50,357,000 |
| Securities held to maturity | 250,000 | 250,000 | 350,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,012,000 | 399,332,000 | 421,342,000 | 419,740,000 |
| Interest-bearing deposits | 350,493,000 | 354,263,000 | 370,866,000 | 364,482,000 |
| Noninterest-bearing deposits | 46,519,000 | 45,069,000 | 50,477,000 | 55,258,000 |
| Equity capital | 44,505,000 | 45,631,000 | 46,694,000 | 53,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,502,000 | 15,415,000 | 23,849,000 | 32,610,000 |
| Interest expense | 2,358,000 | 4,906,000 | 7,834,000 | 11,030,000 |
| Net interest income | 5,144,000 | 10,509,000 | 16,015,000 | 21,580,000 |
| Noninterest income | 1,624,000 | 3,245,000 | 4,995,000 | 6,816,000 |
| Noninterest expense | 4,893,000 | 9,856,000 | 14,979,000 | 20,067,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 690,000 |
| Pretax income | 1,817,000 | 3,750,000 | 5,763,000 | 7,611,000 |
| Income tax | 640,000 | 1,334,000 | 2,057,000 | 2,592,000 |
| Net income | 1,177,000 | 2,416,000 | 3,706,000 | 5,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,099,000 | 44,914,000 | 46,164,000 | 53,566,000 |
| Total capital | 47,179,000 | 48,045,000 | 49,023,000 | 56,553,000 |
| Risk-weighted assets | 409,826,000 | 428,491,000 | 445,837,000 | 450,834,000 |