Call reports 2004
BANKWEST, INCORPORATED — 2004
What BANKWEST, INCORPORATED reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 422,785,000 | 444,383,000 | 461,653,000 | 474,656,000 |
| Total loans | 330,796,000 | 358,427,000 | 375,961,000 | 377,452,000 |
| Allowance for loan losses | 3,115,000 | 2,908,000 | 2,851,000 | 2,943,000 |
| Securities available for sale | 56,585,000 | 51,519,000 | 47,369,000 | 50,934,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,531,000 | 359,229,000 | 369,983,000 | 390,007,000 |
| Interest-bearing deposits | 313,350,000 | 318,528,000 | 325,645,000 | 339,612,000 |
| Noninterest-bearing deposits | 43,182,000 | 40,701,000 | 44,338,000 | 50,395,000 |
| Equity capital | 40,460,000 | 41,141,000 | 43,575,000 | 44,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,841,000 | 13,909,000 | 21,072,000 | 28,613,000 |
| Interest expense | 1,853,000 | 3,716,000 | 5,854,000 | 8,111,000 |
| Net interest income | 4,988,000 | 10,193,000 | 15,218,000 | 20,502,000 |
| Noninterest income | 1,703,000 | 3,190,000 | 4,866,000 | 6,848,000 |
| Noninterest expense | 4,859,000 | 9,636,000 | 14,142,000 | 18,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 1,832,000 | 3,850,000 | 6,045,000 | 8,575,000 |
| Income tax | 587,000 | 1,247,000 | 1,954,000 | 2,915,000 |
| Net income | 1,245,000 | 2,603,000 | 4,091,000 | 5,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,061,000 | 40,440,000 | 42,497,000 | 44,005,000 |
| Total capital | 42,332,000 | 43,505,000 | 45,504,000 | 47,104,000 |
| Risk-weighted assets | 359,676,000 | 385,253,000 | 405,154,000 | 413,938,000 |