Call reports 2006
MARITIME SAVINGS BANK — 2006
What MARITIME SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 315,180,000 | 324,090,000 | 339,503,000 | 338,064,000 |
| Total loans | 255,531,000 | 262,298,000 | 274,196,000 | 277,747,000 |
| Allowance for loan losses | 1,204,000 | 1,280,000 | 1,379,000 | 1,405,000 |
| Securities available for sale | 24,205,000 | 27,641,000 | 29,514,000 | 23,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,248,000 | 234,032,000 | 246,351,000 | 242,799,000 |
| Interest-bearing deposits | 214,034,000 | 220,499,000 | 234,251,000 | 228,825,000 |
| Noninterest-bearing deposits | 11,214,000 | 13,533,000 | 12,100,000 | 13,974,000 |
| Equity capital | 30,488,000 | 30,845,000 | 31,548,000 | 31,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,137,000 | 10,090,000 | 15,245,000 | 20,547,000 |
| Interest expense | 2,374,000 | 4,862,000 | 7,635,000 | 10,619,000 |
| Net interest income | 2,763,000 | 5,228,000 | 7,610,000 | 9,928,000 |
| Noninterest income | 430,000 | 923,000 | 1,429,000 | 1,833,000 |
| Noninterest expense | 2,429,000 | 4,615,000 | 6,934,000 | 9,425,000 |
| Provision for loan losses | -107,000 | -40,000 | -75,000 | -78,000 |
| Pretax income | 874,000 | 1,578,000 | 2,183,000 | 2,416,000 |
| Income tax | 259,000 | 471,000 | 597,000 | 652,000 |
| Net income | 615,000 | 1,107,000 | 1,586,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,792,000 | 31,285,000 | 31,762,000 | 31,941,000 |
| Total capital | 31,998,000 | 32,565,000 | 33,145,000 | 33,351,000 |
| Risk-weighted assets | 259,436,000 | 254,629,000 | 267,676,000 | 271,983,000 |