Call reports 2005
MARITIME SAVINGS BANK — 2005
What MARITIME SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 315,185,000 | 316,561,000 | 319,072,000 | 320,163,000 |
| Total loans | 262,535,000 | 261,370,000 | 253,484,000 | 261,764,000 |
| Allowance for loan losses | 1,251,000 | 1,247,000 | 1,254,000 | 1,285,000 |
| Securities available for sale | 19,742,000 | 19,558,000 | 22,596,000 | 21,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,949,000 | 222,037,000 | 225,382,000 | 220,340,000 |
| Interest-bearing deposits | 205,076,000 | 212,332,000 | 208,471,000 | 206,638,000 |
| Noninterest-bearing deposits | 8,873,000 | 9,705,000 | 16,911,000 | 13,702,000 |
| Equity capital | 28,668,000 | 29,181,000 | 29,678,000 | 29,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,354,000 | 8,912,000 | 13,560,000 | 17,965,000 |
| Interest expense | 1,823,000 | 3,741,000 | 5,772,000 | 7,964,000 |
| Net interest income | 2,531,000 | 5,171,000 | 7,788,000 | 10,001,000 |
| Noninterest income | 474,000 | 911,000 | 1,414,000 | 1,941,000 |
| Noninterest expense | 2,249,000 | 4,446,000 | 6,673,000 | 8,881,000 |
| Provision for loan losses | 138,000 | 462,000 | 458,000 | 492,000 |
| Pretax income | 618,000 | 1,205,000 | 2,116,000 | 2,614,000 |
| Income tax | 89,000 | 282,000 | 583,000 | 737,000 |
| Net income | 529,000 | 923,000 | 1,533,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,829,000 | 29,223,000 | 29,833,000 | 30,178,000 |
| Total capital | 30,082,000 | 30,475,000 | 31,090,000 | 31,466,000 |
| Risk-weighted assets | 251,778,000 | 251,860,000 | 251,034,000 | 261,166,000 |