Call reports 2004
MARITIME SAVINGS BANK — 2004
What MARITIME SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 293,649,000 | 298,873,000 | 304,817,000 | 313,457,000 |
| Total loans | 235,678,000 | 243,986,000 | 253,231,000 | 262,224,000 |
| Allowance for loan losses | 994,000 | 1,030,000 | 1,009,000 | 1,143,000 |
| Securities available for sale | 17,042,000 | 17,064,000 | 17,826,000 | 17,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,677,000 | 209,334,000 | 210,819,000 | 213,190,000 |
| Interest-bearing deposits | 190,125,000 | 200,646,000 | 198,654,000 | 203,818,000 |
| Noninterest-bearing deposits | 8,552,000 | 8,688,000 | 12,165,000 | 9,372,000 |
| Equity capital | 27,297,000 | 27,451,000 | 27,952,000 | 28,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,751,000 | 7,202,000 | 11,093,000 | 15,181,000 |
| Interest expense | 1,729,000 | 3,390,000 | 5,055,000 | 6,807,000 |
| Net interest income | 2,022,000 | 3,812,000 | 6,038,000 | 8,374,000 |
| Noninterest income | 454,000 | 903,000 | 1,265,000 | 1,720,000 |
| Noninterest expense | 1,826,000 | 3,474,000 | 5,370,000 | 7,374,000 |
| Provision for loan losses | 34,000 | 156,000 | 104,000 | 217,000 |
| Pretax income | 651,000 | 1,121,000 | 1,882,000 | 2,562,000 |
| Income tax | 139,000 | 194,000 | 625,000 | 866,000 |
| Net income | 512,000 | 927,000 | 1,257,000 | 1,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,011,000 | 27,490,000 | 27,861,000 | 28,300,000 |
| Total capital | 28,005,000 | 28,520,000 | 28,872,000 | 29,447,000 |
| Risk-weighted assets | 215,882,000 | 225,671,000 | 238,024,000 | 246,515,000 |