Call reports 2003
MARITIME SAVINGS BANK — 2003
What MARITIME SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 266,623,000 | 272,149,000 | 274,535,000 | 292,245,000 |
| Total loans | 199,572,000 | 205,516,000 | 217,760,000 | 227,680,000 |
| Allowance for loan losses | 804,000 | 897,000 | 976,000 | 960,000 |
| Securities available for sale | 19,221,000 | 19,731,000 | 20,205,000 | 17,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,639,000 | 177,568,000 | 178,240,000 | 197,416,000 |
| Interest-bearing deposits | 165,060,000 | 163,819,000 | 168,256,000 | 189,232,000 |
| Noninterest-bearing deposits | 8,579,000 | 13,749,000 | 9,984,000 | 8,184,000 |
| Equity capital | 25,833,000 | 26,297,000 | 26,546,000 | 26,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,601,000 | 7,255,000 | 10,836,000 | 14,449,000 |
| Interest expense | 1,876,000 | 3,612,000 | 5,309,000 | 7,067,000 |
| Net interest income | 1,725,000 | 3,643,000 | 5,527,000 | 7,382,000 |
| Noninterest income | 408,000 | 756,000 | 1,216,000 | 1,463,000 |
| Noninterest expense | 1,535,000 | 3,083,000 | 4,629,000 | 6,338,000 |
| Provision for loan losses | 75,000 | 176,000 | 260,000 | 304,000 |
| Pretax income | 523,000 | 1,227,000 | 2,059,000 | 2,418,000 |
| Income tax | 208,000 | 492,000 | 830,000 | 985,000 |
| Net income | 315,000 | 735,000 | 1,229,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,369,000 | 25,805,000 | 26,297,000 | 26,512,000 |
| Total capital | 26,173,000 | 26,702,000 | 27,273,000 | 27,472,000 |
| Risk-weighted assets | 213,607,000 | 217,815,000 | 224,498,000 | 208,341,000 |