Call reports 2002
MARITIME SAVINGS BANK — 2002
What MARITIME SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 259,802,000 | 263,834,000 | 266,878,000 | 269,801,000 |
| Total loans | 203,387,000 | 204,556,000 | 205,703,000 | 197,571,000 |
| Allowance for loan losses | 732,000 | 755,000 | 781,000 | 754,000 |
| Securities available for sale | 18,904,000 | 20,175,000 | 19,378,000 | 19,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,691,000 | 163,183,000 | 167,529,000 | 172,787,000 |
| Interest-bearing deposits | 150,950,000 | 156,710,000 | 155,770,000 | 163,842,000 |
| Noninterest-bearing deposits | 6,741,000 | 6,473,000 | 11,759,000 | 8,945,000 |
| Equity capital | 23,931,000 | 24,472,000 | 24,987,000 | 25,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,958,000 | 7,888,000 | 11,850,000 | 15,639,000 |
| Interest expense | 2,308,000 | 4,534,000 | 6,658,000 | 8,737,000 |
| Net interest income | 1,650,000 | 3,354,000 | 5,192,000 | 6,902,000 |
| Noninterest income | 374,000 | 606,000 | 954,000 | 1,522,000 |
| Noninterest expense | 1,593,000 | 3,012,000 | 4,431,000 | 5,823,000 |
| Provision for loan losses | 53,000 | 86,000 | 154,000 | 150,000 |
| Pretax income | 378,000 | 862,000 | 1,559,000 | 2,508,000 |
| Income tax | -24,000 | 168,000 | 451,000 | 835,000 |
| Net income | 402,000 | 694,000 | 1,108,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,807,000 | 24,108,000 | 24,522,000 | 25,053,000 |
| Total capital | 24,539,000 | 24,863,000 | 25,303,000 | 25,807,000 |
| Risk-weighted assets | 182,598,000 | 188,928,000 | 199,954,000 | 210,466,000 |