Call reports 2022
SOUTHSTAR BANK, S.S.B. — 2022
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,170,884,000 | 1,159,094,000 | 1,102,088,000 | 1,106,115,000 |
| Total loans | 801,170,000 | 807,898,000 | 774,758,000 | 798,035,000 |
| Allowance for loan losses | 6,389,000 | 6,371,000 | 6,366,000 | 6,373,000 |
| Securities available for sale | 159,067,000 | 173,341,000 | 174,937,000 | 173,992,000 |
| Securities held to maturity | 8,091,000 | 11,028,000 | 11,007,000 | 10,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 999,200,000 | 989,479,000 | 934,279,000 | 900,083,000 |
| Interest-bearing deposits | 726,155,000 | 712,630,000 | 653,053,000 | 631,702,000 |
| Noninterest-bearing deposits | 273,045,000 | 276,849,000 | 281,226,000 | 268,381,000 |
| Equity capital | 115,744,000 | 111,614,000 | 112,624,000 | 117,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,206,000 | 24,788,000 | 38,066,000 | 51,649,000 |
| Interest expense | 927,000 | 1,798,000 | 2,795,000 | 4,123,000 |
| Net interest income | 11,279,000 | 22,990,000 | 35,271,000 | 47,526,000 |
| Noninterest income | 1,159,000 | 2,547,000 | 3,534,000 | 4,385,000 |
| Noninterest expense | 7,836,000 | 15,969,000 | 23,985,000 | 32,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,607,000 | 9,564,000 | 14,817,000 | 19,777,000 |
| Income tax | 935,000 | 1,938,000 | 2,996,000 | 3,975,000 |
| Net income | 3,672,000 | 7,626,000 | 11,821,000 | 15,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,562,000 | 123,105,000 | 126,889,000 | 130,460,000 |
| Total capital | 125,951,000 | 129,476,000 | 133,255,000 | 136,833,000 |
| Risk-weighted assets | 844,949,000 | 862,639,000 | 817,246,000 | 824,405,000 |