Call reports 2021
SOUTHSTAR BANK, S.S.B. — 2021
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,049,346,000 | 1,062,677,000 | 1,130,419,000 | 1,160,385,000 |
| Total loans | 819,349,000 | 806,425,000 | 870,529,000 | 849,893,000 |
| Allowance for loan losses | 6,594,000 | 6,586,000 | 6,590,000 | 6,388,000 |
| Securities available for sale | 85,440,000 | 109,035,000 | 107,641,000 | 112,843,000 |
| Securities held to maturity | 0 | 0 | 2,491,000 | 6,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,042,000 | 890,054,000 | 954,996,000 | 984,975,000 |
| Interest-bearing deposits | 642,456,000 | 652,222,000 | 698,708,000 | 701,030,000 |
| Noninterest-bearing deposits | 226,586,000 | 237,832,000 | 256,288,000 | 283,945,000 |
| Equity capital | 109,661,000 | 112,508,000 | 116,208,000 | 118,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,258,000 | 24,251,000 | 36,801,000 | 49,169,000 |
| Interest expense | 1,278,000 | 2,448,000 | 3,477,000 | 4,455,000 |
| Net interest income | 10,980,000 | 21,803,000 | 33,324,000 | 44,714,000 |
| Noninterest income | 1,590,000 | 2,948,000 | 4,180,000 | 5,909,000 |
| Noninterest expense | 7,681,000 | 15,117,000 | 22,835,000 | 31,257,000 |
| Provision for loan losses | 146,000 | 146,000 | 146,000 | 446,000 |
| Pretax income | 4,748,000 | 9,500,000 | 14,537,000 | 18,942,000 |
| Income tax | 943,000 | 1,889,000 | 2,905,000 | 3,717,000 |
| Net income | 3,805,000 | 7,611,000 | 11,632,000 | 15,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,033,000 | 111,339,000 | 113,141,000 | 116,301,000 |
| Total capital | 114,627,000 | 117,925,000 | 119,732,000 | 122,689,000 |
| Risk-weighted assets | 802,370,000 | 802,294,000 | 884,037,000 | 884,876,000 |