Call reports 2020
SOUTHSTAR BANK, S.S.B. — 2020
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 914,881,000 | 1,035,300,000 | 1,095,828,000 | 1,120,556,000 |
| Total loans | 733,805,000 | 870,011,000 | 928,757,000 | 946,461,000 |
| Allowance for loan losses | 4,107,000 | 5,580,000 | 5,868,000 | 6,408,000 |
| Securities available for sale | 81,895,000 | 80,304,000 | 77,125,000 | 81,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,173,000 | 710,423,000 | 744,063,000 | 802,403,000 |
| Interest-bearing deposits | 475,725,000 | 515,183,000 | 543,810,000 | 595,129,000 |
| Noninterest-bearing deposits | 165,448,000 | 195,240,000 | 200,253,000 | 207,274,000 |
| Equity capital | 95,081,000 | 98,805,000 | 102,846,000 | 106,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,166,000 | 21,790,000 | 34,256,000 | 47,282,000 |
| Interest expense | 1,655,000 | 3,210,000 | 4,701,000 | 6,040,000 |
| Net interest income | 8,511,000 | 18,580,000 | 29,555,000 | 41,242,000 |
| Noninterest income | 901,000 | 2,289,000 | 3,825,000 | 5,673,000 |
| Noninterest expense | 6,618,000 | 13,616,000 | 21,025,000 | 28,820,000 |
| Provision for loan losses | 175,000 | 1,675,000 | 1,855,000 | 2,555,000 |
| Pretax income | 2,768,000 | 5,980,000 | 11,259,000 | 16,485,000 |
| Income tax | 550,000 | 1,190,000 | 2,255,000 | 3,300,000 |
| Net income | 2,218,000 | 4,790,000 | 9,004,000 | 13,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,560,000 | 97,132,000 | 100,946,000 | 104,728,000 |
| Total capital | 98,667,000 | 102,712,000 | 106,814,000 | 111,136,000 |
| Risk-weighted assets | 732,244,000 | 825,736,000 | 879,231,000 | 911,200,000 |