Call reports 2019
SOUTHSTAR BANK, S.S.B. — 2019
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 710,788,000 | 805,769,000 | 860,573,000 | 815,907,000 |
| Total loans | 534,424,000 | 616,200,000 | 659,214,000 | 625,125,000 |
| Allowance for loan losses | 3,355,000 | 3,847,000 | 3,957,000 | 3,924,000 |
| Securities available for sale | 88,168,000 | 78,926,000 | 76,239,000 | 81,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,039,000 | 582,697,000 | 593,327,000 | 612,594,000 |
| Interest-bearing deposits | 408,627,000 | 435,230,000 | 432,471,000 | 445,144,000 |
| Noninterest-bearing deposits | 136,412,000 | 147,467,000 | 160,856,000 | 167,450,000 |
| Equity capital | 86,422,000 | 89,193,000 | 91,349,000 | 93,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,844,000 | 18,648,000 | 28,912,000 | 39,508,000 |
| Interest expense | 1,382,000 | 3,094,000 | 4,924,000 | 6,748,000 |
| Net interest income | 7,462,000 | 15,554,000 | 23,988,000 | 32,760,000 |
| Noninterest income | 905,000 | 1,772,000 | 2,731,000 | 3,859,000 |
| Noninterest expense | 5,972,000 | 12,303,000 | 18,945,000 | 26,004,000 |
| Provision for loan losses | 70,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 2,330,000 | 5,047,000 | 8,031,000 | 10,872,000 |
| Income tax | 474,000 | 1,023,000 | 1,645,000 | 2,182,000 |
| Net income | 1,856,000 | 4,024,000 | 6,386,000 | 8,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,108,000 | 88,876,000 | 90,838,000 | 92,742,000 |
| Total capital | 90,463,000 | 92,723,000 | 94,795,000 | 96,666,000 |
| Risk-weighted assets | 528,330,000 | 622,987,000 | 661,598,000 | 630,147,000 |