Call reports 2018
SOUTHSTAR BANK, S.S.B. — 2018
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 726,752,000 | 718,026,000 | 707,938,000 | 677,479,000 |
| Total loans | 541,879,000 | 530,127,000 | 500,415,000 | 494,844,000 |
| Allowance for loan losses | 3,547,000 | 3,417,000 | 3,382,000 | 3,252,000 |
| Securities available for sale | 69,938,000 | 89,483,000 | 91,059,000 | 89,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,525,000 | 516,976,000 | 518,550,000 | 531,582,000 |
| Interest-bearing deposits | 375,067,000 | 380,410,000 | 378,903,000 | 386,820,000 |
| Noninterest-bearing deposits | 140,458,000 | 136,566,000 | 139,647,000 | 144,762,000 |
| Equity capital | 80,344,000 | 81,555,000 | 82,902,000 | 84,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,900,000 | 18,002,000 | 27,269,000 | 36,450,000 |
| Interest expense | 1,134,000 | 2,405,000 | 3,755,000 | 5,249,000 |
| Net interest income | 7,766,000 | 15,597,000 | 23,514,000 | 31,201,000 |
| Noninterest income | 734,000 | 1,617,000 | 2,450,000 | 3,376,000 |
| Noninterest expense | 6,356,000 | 12,842,000 | 18,995,000 | 25,955,000 |
| Provision for loan losses | 160,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,985,000 | 4,178,000 | 6,766,000 | 8,414,000 |
| Income tax | 416,000 | 887,000 | 1,415,000 | 1,598,000 |
| Net income | 1,569,000 | 3,291,000 | 5,351,000 | 6,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,605,000 | 82,928,000 | 84,588,000 | 85,652,000 |
| Total capital | 85,152,000 | 86,345,000 | 87,970,000 | 88,904,000 |
| Risk-weighted assets | 556,288,000 | 537,715,000 | 513,127,000 | 495,790,000 |