Call reports 2017
SOUTHSTAR BANK, S.S.B. — 2017
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 701,668,000 | 739,897,000 | 743,018,000 | 763,657,000 |
| Total loans | 511,003,000 | 578,480,000 | 566,207,000 | 573,559,000 |
| Allowance for loan losses | 3,025,000 | 3,280,000 | 3,320,000 | 3,506,000 |
| Securities available for sale | 92,572,000 | 94,418,000 | 76,048,000 | 73,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,950,000 | 496,749,000 | 497,086,000 | 508,603,000 |
| Interest-bearing deposits | 366,911,000 | 370,113,000 | 362,333,000 | 365,335,000 |
| Noninterest-bearing deposits | 118,039,000 | 126,636,000 | 134,753,000 | 143,268,000 |
| Equity capital | 76,926,000 | 78,824,000 | 80,051,000 | 79,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,221,000 | 16,935,000 | 26,155,000 | 35,446,000 |
| Interest expense | 864,000 | 1,763,000 | 2,788,000 | 3,855,000 |
| Net interest income | 7,357,000 | 15,172,000 | 23,367,000 | 31,591,000 |
| Noninterest income | 1,431,000 | 2,377,000 | 3,245,000 | 4,071,000 |
| Noninterest expense | 6,151,000 | 12,220,000 | 18,227,000 | 25,567,000 |
| Provision for loan losses | 90,000 | 400,000 | 1,070,000 | 1,355,000 |
| Pretax income | 2,540,000 | 4,922,000 | 7,401,000 | 8,826,000 |
| Income tax | 852,000 | 1,648,000 | 2,480,000 | 3,199,000 |
| Net income | 1,688,000 | 3,274,000 | 4,921,000 | 5,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,693,000 | 78,903,000 | 80,126,000 | 80,407,000 |
| Total capital | 80,718,000 | 82,183,000 | 83,446,000 | 83,913,000 |
| Risk-weighted assets | 525,049,000 | 588,425,000 | 581,474,000 | 591,343,000 |