Call reports 2015
SOUTHSTAR BANK, S.S.B. — 2015
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 816,221,000 | 815,363,000 | 702,993,000 | 691,332,000 |
| Total loans | 655,440,000 | 625,431,000 | 514,253,000 | 523,310,000 |
| Allowance for loan losses | 2,842,000 | 2,837,000 | 2,958,000 | 2,980,000 |
| Securities available for sale | 92,098,000 | 90,611,000 | 88,457,000 | 86,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,564,000 | 506,851,000 | 498,482,000 | 487,957,000 |
| Interest-bearing deposits | 396,956,000 | 375,373,000 | 363,279,000 | 359,786,000 |
| Noninterest-bearing deposits | 134,608,000 | 131,478,000 | 135,203,000 | 128,171,000 |
| Equity capital | 65,834,000 | 67,559,000 | 69,921,000 | 70,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,332,000 | 17,653,000 | 26,420,000 | 34,345,000 |
| Interest expense | 698,000 | 1,378,000 | 2,034,000 | 2,678,000 |
| Net interest income | 7,634,000 | 16,275,000 | 24,386,000 | 31,667,000 |
| Noninterest income | 852,000 | 2,012,000 | 2,897,000 | 3,449,000 |
| Noninterest expense | 5,303,000 | 11,078,000 | 16,749,000 | 22,954,000 |
| Provision for loan losses | 0 | 103,000 | 213,000 | 229,000 |
| Pretax income | 3,183,000 | 7,106,000 | 10,321,000 | 11,991,000 |
| Income tax | 1,059,000 | 2,361,000 | 3,424,000 | 3,993,000 |
| Net income | 2,124,000 | 4,745,000 | 6,897,000 | 7,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,946,000 | 67,971,000 | 69,825,000 | 70,626,000 |
| Total capital | 68,788,000 | 70,808,000 | 72,783,000 | 73,606,000 |
| Risk-weighted assets | 665,487,000 | 637,067,000 | 527,405,000 | 542,669,000 |