Call reports 2014
SOUTHSTAR BANK, S.S.B. — 2014
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 305,256,000 | 313,585,000 | 310,995,000 | 316,005,000 |
| Total loans | 211,232,000 | 250,882,000 | 242,991,000 | 244,436,000 |
| Allowance for loan losses | 1,214,000 | 1,327,000 | 1,409,000 | 1,432,000 |
| Securities available for sale | 35,633,000 | 34,638,000 | 34,512,000 | 34,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,887,000 | 259,752,000 | 267,400,000 | 272,211,000 |
| Interest-bearing deposits | 192,751,000 | 191,515,000 | 188,994,000 | 186,790,000 |
| Noninterest-bearing deposits | 69,136,000 | 68,237,000 | 78,406,000 | 85,421,000 |
| Equity capital | 24,135,000 | 24,892,000 | 25,582,000 | 26,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,155,000 | 11,124,000 | 15,212,000 |
| Interest expense | 428,000 | 838,000 | 1,233,000 | 1,605,000 |
| Net interest income | 3,011,000 | 6,317,000 | 9,891,000 | 13,607,000 |
| Noninterest income | 358,000 | 954,000 | 1,359,000 | 1,730,000 |
| Noninterest expense | 2,513,000 | 5,043,000 | 7,642,000 | 11,132,000 |
| Provision for loan losses | 0 | 250,000 | 325,000 | 350,000 |
| Pretax income | 856,000 | 1,978,000 | 3,283,000 | 3,855,000 |
| Income tax | 279,000 | 646,000 | 1,074,000 | 1,255,000 |
| Net income | 577,000 | 1,332,000 | 2,209,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,452,000 | 25,058,000 | 25,785,000 | 26,025,000 |
| Total capital | 25,666,000 | 26,385,000 | 27,194,000 | 27,457,000 |
| Risk-weighted assets | 197,750,000 | 239,574,000 | 239,020,000 | 236,115,000 |