Call reports 2013
SOUTHSTAR BANK, S.S.B. — 2013
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 278,236,000 | 284,626,000 | 274,015,000 | 283,588,000 |
| Total loans | 233,624,000 | 240,166,000 | 184,960,000 | 204,599,000 |
| Allowance for loan losses | 1,155,000 | 1,247,000 | 1,263,000 | 1,217,000 |
| Securities available for sale | 14,754,000 | 15,300,000 | 14,756,000 | 34,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,750,000 | 215,720,000 | 229,910,000 | 240,674,000 |
| Interest-bearing deposits | 151,473,000 | 155,086,000 | 170,544,000 | 177,068,000 |
| Noninterest-bearing deposits | 65,277,000 | 60,634,000 | 59,366,000 | 63,606,000 |
| Equity capital | 22,488,000 | 22,996,000 | 23,305,000 | 23,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,198,000 | 8,243,000 | 11,735,000 | 15,123,000 |
| Interest expense | 446,000 | 892,000 | 1,364,000 | 1,801,000 |
| Net interest income | 3,752,000 | 7,351,000 | 10,371,000 | 13,322,000 |
| Noninterest income | 490,000 | 906,000 | 1,326,000 | 1,613,000 |
| Noninterest expense | 2,345,000 | 4,812,000 | 7,357,000 | 9,850,000 |
| Provision for loan losses | 15,000 | 56,000 | 56,000 | 56,000 |
| Pretax income | 1,882,000 | 3,389,000 | 4,284,000 | 5,029,000 |
| Income tax | 584,000 | 1,132,000 | 1,429,000 | 1,689,000 |
| Net income | 1,298,000 | 2,257,000 | 2,855,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,434,000 | 23,354,000 | 23,691,000 | 24,026,000 |
| Total capital | 23,589,000 | 24,601,000 | 24,954,000 | 25,243,000 |
| Risk-weighted assets | 147,512,000 | 157,467,000 | 129,137,000 | 197,538,000 |