Call reports 2012
SOUTHSTAR BANK, S.S.B. — 2012
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 223,641,000 | 244,001,000 | 281,964,000 | 248,619,000 |
| Total loans | 182,888,000 | 201,847,000 | 236,569,000 | 204,603,000 |
| Allowance for loan losses | 1,319,000 | 1,325,000 | 1,270,000 | 1,289,000 |
| Securities available for sale | 11,485,000 | 13,332,000 | 13,835,000 | 9,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,589,000 | 183,829,000 | 205,977,000 | 207,845,000 |
| Interest-bearing deposits | 131,473,000 | 135,022,000 | 145,421,000 | 148,646,000 |
| Noninterest-bearing deposits | 44,116,000 | 48,807,000 | 60,556,000 | 59,199,000 |
| Equity capital | 18,823,000 | 19,413,000 | 20,419,000 | 21,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,395,000 | 6,546,000 | 10,308,000 | 14,370,000 |
| Interest expense | 478,000 | 936,000 | 1,385,000 | 1,849,000 |
| Net interest income | 2,917,000 | 5,610,000 | 8,923,000 | 12,521,000 |
| Noninterest income | 376,000 | 657,000 | 1,099,000 | 1,468,000 |
| Noninterest expense | 2,010,000 | 4,088,000 | 6,246,000 | 8,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,288,000 | 2,184,000 | 3,889,000 | 5,512,000 |
| Income tax | 444,000 | 743,000 | 1,306,000 | 1,833,000 |
| Net income | 844,000 | 1,441,000 | 2,583,000 | 3,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,751,000 | 19,247,000 | 20,290,000 | 21,347,000 |
| Total capital | 20,070,000 | 20,572,000 | 21,560,000 | 22,636,000 |
| Risk-weighted assets | 125,832,000 | 133,285,000 | 142,887,000 | 129,438,000 |