Call reports 2011
SOUTHSTAR BANK, S.S.B. — 2011
What SOUTHSTAR BANK, S.S.B. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,088,000 | 196,870,000 | 224,051,000 | 252,210,000 |
| Total loans | 130,162,000 | 156,145,000 | 182,617,000 | 209,948,000 |
| Allowance for loan losses | 1,026,000 | 1,011,000 | 1,005,000 | 1,324,000 |
| Securities available for sale | 15,801,000 | 18,211,000 | 11,697,000 | 12,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,049,000 | 157,665,000 | 168,409,000 | 184,596,000 |
| Interest-bearing deposits | 126,079,000 | 122,525,000 | 129,260,000 | 141,173,000 |
| Noninterest-bearing deposits | 33,970,000 | 35,140,000 | 39,149,000 | 43,423,000 |
| Equity capital | 15,698,000 | 16,155,000 | 17,166,000 | 18,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 4,920,000 | 7,792,000 | 11,354,000 |
| Interest expense | 502,000 | 963,000 | 1,418,000 | 1,909,000 |
| Net interest income | 1,935,000 | 3,957,000 | 6,374,000 | 9,445,000 |
| Noninterest income | 324,000 | 606,000 | 1,000,000 | 1,432,000 |
| Noninterest expense | 1,584,000 | 3,143,000 | 4,742,000 | 6,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 675,000 | 1,420,000 | 2,819,000 | 4,363,000 |
| Income tax | 193,000 | 488,000 | 883,000 | 1,443,000 |
| Net income | 482,000 | 932,000 | 1,936,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,862,000 | 16,173,000 | 17,064,000 | 18,007,000 |
| Total capital | 16,888,000 | 17,184,000 | 18,069,000 | 19,331,000 |
| Risk-weighted assets | 108,565,000 | 114,550,000 | 123,877,000 | 140,009,000 |