Call reports 2026
PHOENIXVILLE FEDERAL BANK AND TRUST — 2026
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 654,399,000 | 648,020,000 |
| Total loans | 493,292,000 | 498,916,000 |
| Allowance for loan losses | 5,587,000 | 5,585,000 |
| Securities available for sale | 52,523,000 | 51,136,000 |
| Securities held to maturity | 11,208,000 | 11,453,000 |
| Trading assets | 0 | 0 |
| Total deposits | 559,081,000 | 559,094,000 |
| Interest-bearing deposits | 479,504,000 | 483,664,000 |
| Noninterest-bearing deposits | 79,577,000 | 75,430,000 |
| Equity capital | 75,723,000 | 76,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,994,000 | 14,208,000 |
| Interest expense | 2,189,000 | 4,267,000 |
| Net interest income | 4,805,000 | 9,941,000 |
| Noninterest income | 1,023,000 | 2,029,000 |
| Noninterest expense | 4,276,000 | 8,611,000 |
| Provision for loan losses | -1,000 | -3,000 |
| Pretax income | 1,552,000 | 3,359,000 |
| Income tax | 403,000 | 864,000 |
| Net income | 1,149,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,332,000 | 81,667,000 |