Call reports 2025
PHOENIXVILLE FEDERAL BANK AND TRUST — 2025
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 651,873,000 | 644,391,000 | 635,233,000 | 641,207,000 |
| Total loans | 508,899,000 | 511,375,000 | 505,099,000 | 500,043,000 |
| Allowance for loan losses | 5,908,000 | 5,833,000 | 5,504,000 | 5,593,000 |
| Securities available for sale | 56,221,000 | 54,970,000 | 54,536,000 | 53,584,000 |
| Securities held to maturity | 15,913,000 | 14,730,000 | 14,722,000 | 12,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,862,000 | 540,636,000 | 539,169,000 | 545,393,000 |
| Interest-bearing deposits | 469,208,000 | 462,551,000 | 468,382,000 | 471,302,000 |
| Noninterest-bearing deposits | 73,654,000 | 78,085,000 | 70,787,000 | 74,091,000 |
| Equity capital | 70,076,000 | 71,000,000 | 73,164,000 | 74,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,013,000 | 14,044,000 | 21,071,000 | 28,086,000 |
| Interest expense | 2,579,000 | 4,949,000 | 7,281,000 | 9,547,000 |
| Net interest income | 4,434,000 | 9,095,000 | 13,790,000 | 18,539,000 |
| Noninterest income | 996,000 | 1,951,000 | 2,966,000 | 4,004,000 |
| Noninterest expense | 4,285,000 | 8,545,000 | 12,621,000 | 16,921,000 |
| Provision for loan losses | 174,000 | 173,000 | -155,000 | -67,000 |
| Pretax income | 1,145,000 | 2,501,000 | 4,465,000 | 5,868,000 |
| Income tax | 273,000 | 611,000 | 1,117,000 | 1,437,000 |
| Net income | 872,000 | 1,890,000 | 3,348,000 | 4,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,637,000 | 76,656,000 | 78,103,000 | 79,179,000 |