Call reports 2024
PHOENIXVILLE FEDERAL BANK AND TRUST — 2024
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 649,970,000 | 661,570,000 | 653,190,000 | 655,018,000 |
| Total loans | 518,262,000 | 519,119,000 | 516,218,000 | 512,573,000 |
| Allowance for loan losses | 6,212,000 | 6,222,000 | 5,747,000 | 5,732,000 |
| Securities available for sale | 59,399,000 | 58,728,000 | 59,597,000 | 55,935,000 |
| Securities held to maturity | 17,618,000 | 16,936,000 | 16,928,000 | 16,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,241,000 | 536,204,000 | 532,226,000 | 536,437,000 |
| Interest-bearing deposits | 455,125,000 | 458,899,000 | 458,855,000 | 461,639,000 |
| Noninterest-bearing deposits | 69,116,000 | 77,305,000 | 73,371,000 | 74,798,000 |
| Equity capital | 65,129,000 | 66,494,000 | 69,015,000 | 68,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,841,000 | 13,860,000 | 21,020,000 | 28,187,000 |
| Interest expense | 2,502,000 | 5,183,000 | 7,952,000 | 10,717,000 |
| Net interest income | 4,339,000 | 8,677,000 | 13,068,000 | 17,470,000 |
| Noninterest income | 841,000 | 1,697,000 | 2,566,000 | 3,468,000 |
| Noninterest expense | 4,070,000 | 8,053,000 | 12,068,000 | 16,096,000 |
| Provision for loan losses | 470,000 | 472,000 | 607,000 | 591,000 |
| Pretax income | 644,000 | 1,857,000 | 2,992,000 | 4,256,000 |
| Income tax | 146,000 | 450,000 | 727,000 | 1,027,000 |
| Net income | 498,000 | 1,407,000 | 2,265,000 | 3,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,039,000 | 72,945,000 | 73,796,000 | 74,754,000 |