Call reports 2023
PHOENIXVILLE FEDERAL BANK AND TRUST — 2023
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 606,821,000 | 616,725,000 | 643,780,000 | 660,423,000 |
| Total loans | 475,010,000 | 488,451,000 | 502,477,000 | 512,387,000 |
| Allowance for loan losses | 4,422,000 | 5,473,000 | 5,622,000 | 5,747,000 |
| Securities available for sale | 66,063,000 | 63,331,000 | 60,131,000 | 61,174,000 |
| Securities held to maturity | 18,323,000 | 18,316,000 | 18,308,000 | 17,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,405,000 | 518,125,000 | 516,317,000 | 531,875,000 |
| Interest-bearing deposits | 440,226,000 | 442,523,000 | 444,231,000 | 455,004,000 |
| Noninterest-bearing deposits | 81,179,000 | 75,602,000 | 72,086,000 | 76,871,000 |
| Equity capital | 63,204,000 | 62,813,000 | 62,492,000 | 65,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,780,000 | 11,896,000 | 18,221,000 | 25,025,000 |
| Interest expense | 945,000 | 2,260,000 | 4,034,000 | 6,339,000 |
| Net interest income | 4,835,000 | 9,636,000 | 14,187,000 | 18,686,000 |
| Noninterest income | 808,000 | 1,605,000 | 2,395,000 | 3,176,000 |
| Noninterest expense | 3,990,000 | 7,979,000 | 11,985,000 | 15,906,000 |
| Provision for loan losses | -16,000 | -50,000 | 94,000 | 219,000 |
| Pretax income | 1,669,000 | 3,262,000 | 4,475,000 | 5,705,000 |
| Income tax | 417,000 | 817,000 | 1,115,000 | 1,417,000 |
| Net income | 1,252,000 | 2,445,000 | 3,360,000 | 4,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,106,000 | 69,443,000 | 70,604,000 | 71,537,000 |