Call reports 2022
PHOENIXVILLE FEDERAL BANK AND TRUST — 2022
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 595,951,000 | 592,145,000 | 587,321,000 | 602,280,000 |
| Total loans | 400,399,000 | 423,749,000 | 443,252,000 | 466,656,000 |
| Allowance for loan losses | 4,452,000 | 4,443,000 | 4,478,000 | 4,437,000 |
| Securities available for sale | 88,776,000 | 82,090,000 | 72,362,000 | 68,572,000 |
| Securities held to maturity | 16,595,000 | 18,607,000 | 18,343,000 | 18,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,892,000 | 529,844,000 | 525,346,000 | 523,717,000 |
| Interest-bearing deposits | 458,032,000 | 456,036,000 | 449,905,000 | 447,471,000 |
| Noninterest-bearing deposits | 74,860,000 | 73,808,000 | 75,441,000 | 76,246,000 |
| Equity capital | 61,217,000 | 59,953,000 | 59,486,000 | 60,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,118,000 | 8,623,000 | 13,509,000 | 19,077,000 |
| Interest expense | 402,000 | 769,000 | 1,124,000 | 1,654,000 |
| Net interest income | 3,716,000 | 7,854,000 | 12,385,000 | 17,423,000 |
| Noninterest income | 804,000 | 1,668,000 | 2,451,000 | 3,325,000 |
| Noninterest expense | 3,649,000 | 7,216,000 | 10,766,000 | 14,515,000 |
| Provision for loan losses | -13,000 | -22,000 | 13,000 | -28,000 |
| Pretax income | 884,000 | 2,328,000 | 4,057,000 | 6,261,000 |
| Income tax | 208,000 | 566,000 | 1,001,000 | 1,569,000 |
| Net income | 676,000 | 1,762,000 | 3,056,000 | 4,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,827,000 | 64,910,000 | 66,213,000 | 67,848,000 |