Call reports 2021
PHOENIXVILLE FEDERAL BANK AND TRUST — 2021
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 563,145,000 | 571,177,000 | 579,309,000 | 589,154,000 |
| Total loans | 389,180,000 | 395,398,000 | 398,184,000 | 382,431,000 |
| Allowance for loan losses | 4,389,000 | 4,410,000 | 4,495,000 | 4,464,000 |
| Securities available for sale | 53,195,000 | 76,179,000 | 80,307,000 | 90,739,000 |
| Securities held to maturity | 19,628,000 | 14,258,000 | 15,307,000 | 17,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,863,000 | 507,020,000 | 513,785,000 | 523,134,000 |
| Interest-bearing deposits | 433,989,000 | 441,309,000 | 443,933,000 | 447,056,000 |
| Noninterest-bearing deposits | 65,874,000 | 65,711,000 | 69,852,000 | 76,078,000 |
| Equity capital | 61,342,000 | 62,175,000 | 63,272,000 | 63,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,220,000 | 8,549,000 | 13,054,000 | 17,157,000 |
| Interest expense | 582,000 | 1,109,000 | 1,594,000 | 2,045,000 |
| Net interest income | 3,638,000 | 7,440,000 | 11,460,000 | 15,112,000 |
| Noninterest income | 751,000 | 1,520,000 | 2,295,000 | 3,156,000 |
| Noninterest expense | 3,323,000 | 6,642,000 | 10,041,000 | 13,592,000 |
| Provision for loan losses | 4,000 | 21,000 | 24,000 | 0 |
| Pretax income | 1,062,000 | 2,297,000 | 3,690,000 | 4,676,000 |
| Income tax | 251,000 | 553,000 | 906,000 | 1,143,000 |
| Net income | 811,000 | 1,744,000 | 2,784,000 | 3,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,419,000 | 61,340,000 | 62,370,000 | 63,143,000 |