Call reports 2020
PHOENIXVILLE FEDERAL BANK AND TRUST — 2020
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 474,936,000 | 519,586,000 | 521,262,000 | 537,062,000 |
| Total loans | 374,633,000 | 394,243,000 | 397,372,000 | 390,830,000 |
| Allowance for loan losses | 3,421,000 | 3,476,000 | 4,388,000 | 4,402,000 |
| Securities available for sale | 33,963,000 | 30,976,000 | 28,593,000 | 30,165,000 |
| Securities held to maturity | 17,271,000 | 14,870,000 | 14,865,000 | 18,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,186,000 | 457,607,000 | 457,242,000 | 473,595,000 |
| Interest-bearing deposits | 366,700,000 | 393,028,000 | 397,600,000 | 414,623,000 |
| Noninterest-bearing deposits | 47,486,000 | 64,579,000 | 59,642,000 | 58,972,000 |
| Equity capital | 58,793,000 | 59,680,000 | 59,824,000 | 60,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,380,000 | 8,684,000 | 13,009,000 | 17,330,000 |
| Interest expense | 780,000 | 1,555,000 | 2,281,000 | 2,950,000 |
| Net interest income | 3,600,000 | 7,129,000 | 10,728,000 | 14,380,000 |
| Noninterest income | 697,000 | 1,327,000 | 2,007,000 | 2,725,000 |
| Noninterest expense | 3,295,000 | 6,447,000 | 9,600,000 | 12,733,000 |
| Provision for loan losses | 100,000 | 153,000 | 1,061,000 | 1,072,000 |
| Pretax income | 902,000 | 1,856,000 | 2,074,000 | 3,300,000 |
| Income tax | 219,000 | 447,000 | 472,000 | 779,000 |
| Net income | 683,000 | 1,409,000 | 1,602,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,800,000 | 58,516,000 | 58,701,000 | 59,610,000 |