Call reports 2019
PHOENIXVILLE FEDERAL BANK AND TRUST — 2019
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 454,894,000 | 455,745,000 | 456,520,000 | 463,395,000 |
| Total loans | 340,715,000 | 346,005,000 | 353,358,000 | 368,251,000 |
| Allowance for loan losses | 3,314,000 | 3,311,000 | 3,293,000 | 3,336,000 |
| Securities available for sale | 41,984,000 | 40,606,000 | 38,075,000 | 35,217,000 |
| Securities held to maturity | 22,044,000 | 20,037,000 | 20,031,000 | 18,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,322,000 | 397,649,000 | 397,551,000 | 403,209,000 |
| Interest-bearing deposits | 354,633,000 | 354,949,000 | 353,171,000 | 357,318,000 |
| Noninterest-bearing deposits | 43,689,000 | 42,700,000 | 44,380,000 | 45,891,000 |
| Equity capital | 54,362,000 | 55,770,000 | 56,784,000 | 57,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,302,000 | 8,672,000 | 13,074,000 | 17,491,000 |
| Interest expense | 643,000 | 1,349,000 | 2,103,000 | 2,876,000 |
| Net interest income | 3,659,000 | 7,323,000 | 10,971,000 | 14,615,000 |
| Noninterest income | 664,000 | 1,340,000 | 2,041,000 | 2,849,000 |
| Noninterest expense | 3,108,000 | 6,277,000 | 9,401,000 | 12,640,000 |
| Provision for loan losses | 0 | -2,000 | 2,000 | 55,000 |
| Pretax income | 1,215,000 | 2,388,000 | 3,609,000 | 4,769,000 |
| Income tax | 298,000 | 585,000 | 884,000 | 1,164,000 |
| Net income | 917,000 | 1,803,000 | 2,725,000 | 3,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,476,000 | 55,356,000 | 56,263,000 | 57,132,000 |
| Total capital | 57,901,000 | 58,780,000 | 59,665,000 | 60,584,000 |
| Risk-weighted assets | 314,609,000 | 318,891,000 | 323,936,000 | 332,335,000 |