Call reports 2018
PHOENIXVILLE FEDERAL BANK AND TRUST — 2018
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 444,941,000 | 452,768,000 | 445,915,000 | 443,246,000 |
| Total loans | 319,683,000 | 326,167,000 | 330,258,000 | 337,985,000 |
| Allowance for loan losses | 3,165,000 | 3,161,000 | 3,226,000 | 3,310,000 |
| Securities available for sale | 53,263,000 | 49,520,000 | 46,926,000 | 44,383,000 |
| Securities held to maturity | 28,139,000 | 23,626,000 | 23,115,000 | 22,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,432,000 | 399,526,000 | 391,875,000 | 387,116,000 |
| Interest-bearing deposits | 351,886,000 | 356,043,000 | 348,429,000 | 343,807,000 |
| Noninterest-bearing deposits | 40,546,000 | 43,483,000 | 43,446,000 | 43,309,000 |
| Equity capital | 50,600,000 | 51,281,000 | 51,888,000 | 53,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,974,000 | 8,010,000 | 12,165,000 | 16,345,000 |
| Interest expense | 490,000 | 1,020,000 | 1,581,000 | 2,193,000 |
| Net interest income | 3,484,000 | 6,990,000 | 10,584,000 | 14,152,000 |
| Noninterest income | 641,000 | 1,306,000 | 1,914,000 | 2,611,000 |
| Noninterest expense | 3,138,000 | 6,184,000 | 9,282,000 | 12,379,000 |
| Provision for loan losses | 50,000 | 105,000 | 166,000 | 246,000 |
| Pretax income | 937,000 | 2,007,000 | 3,050,000 | 4,138,000 |
| Income tax | 239,000 | 525,000 | 799,000 | 1,060,000 |
| Net income | 698,000 | 1,482,000 | 2,251,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,150,000 | 51,924,000 | 52,705,000 | 53,572,000 |
| Total capital | 54,429,000 | 55,204,000 | 56,049,000 | 56,993,000 |
| Risk-weighted assets | 297,756,000 | 302,882,000 | 307,181,000 | 311,913,000 |