Call reports 2017
PHOENIXVILLE FEDERAL BANK AND TRUST — 2017
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 432,106,000 | 436,265,000 | 434,281,000 | 437,353,000 |
| Total loans | 289,365,000 | 294,772,000 | 302,269,000 | 311,058,000 |
| Allowance for loan losses | 3,137,000 | 3,138,000 | 3,142,000 | 3,113,000 |
| Securities available for sale | 65,824,000 | 66,206,000 | 62,247,000 | 56,721,000 |
| Securities held to maturity | 30,878,000 | 30,861,000 | 29,844,000 | 28,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,441,000 | 382,480,000 | 379,622,000 | 384,862,000 |
| Interest-bearing deposits | 343,997,000 | 343,996,000 | 344,854,000 | 344,651,000 |
| Noninterest-bearing deposits | 35,444,000 | 38,484,000 | 34,768,000 | 40,211,000 |
| Equity capital | 50,108,000 | 51,007,000 | 50,242,000 | 50,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,196,000 | 10,913,000 | 14,771,000 |
| Interest expense | 424,000 | 855,000 | 1,299,000 | 1,769,000 |
| Net interest income | 3,139,000 | 6,341,000 | 9,614,000 | 13,002,000 |
| Noninterest income | 608,000 | 1,255,000 | 2,020,000 | 2,680,000 |
| Noninterest expense | 2,952,000 | 5,858,000 | 12,741,000 | 15,372,000 |
| Provision for loan losses | -3,000 | -7,000 | -5,000 | -23,000 |
| Pretax income | 798,000 | 1,745,000 | -1,102,000 | 333,000 |
| Income tax | 243,000 | 530,000 | -636,000 | 241,000 |
| Net income | 555,000 | 1,215,000 | -466,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,807,000 | 51,483,000 | 49,794,000 | 50,369,000 |
| Total capital | 54,028,000 | 54,709,000 | 53,021,000 | 53,586,000 |
| Risk-weighted assets | 275,105,000 | 280,785,000 | 284,320,000 | 290,784,000 |