Call reports 2016
PHOENIXVILLE FEDERAL BANK AND TRUST — 2016
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 408,057,000 | 415,310,000 | 415,232,000 | 428,067,000 |
| Total loans | 250,829,000 | 257,808,000 | 269,282,000 | 281,333,000 |
| Allowance for loan losses | 3,447,000 | 3,438,000 | 3,446,000 | 3,127,000 |
| Securities available for sale | 70,823,000 | 70,759,000 | 73,970,000 | 68,996,000 |
| Securities held to maturity | 24,797,000 | 30,428,000 | 33,390,000 | 32,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,101,000 | 363,123,000 | 362,514,000 | 375,949,000 |
| Interest-bearing deposits | 319,578,000 | 325,439,000 | 330,327,000 | 342,746,000 |
| Noninterest-bearing deposits | 37,523,000 | 37,684,000 | 32,187,000 | 33,203,000 |
| Equity capital | 47,818,000 | 48,891,000 | 49,743,000 | 49,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,273,000 | 6,581,000 | 9,989,000 | 13,490,000 |
| Interest expense | 412,000 | 829,000 | 1,259,000 | 1,693,000 |
| Net interest income | 2,861,000 | 5,752,000 | 8,730,000 | 11,797,000 |
| Noninterest income | 603,000 | 1,285,000 | 1,866,000 | 2,481,000 |
| Noninterest expense | 2,866,000 | 5,723,000 | 8,527,000 | 11,416,000 |
| Provision for loan losses | -4,000 | -16,000 | -14,000 | -17,000 |
| Pretax income | 602,000 | 1,330,000 | 2,083,000 | 2,879,000 |
| Income tax | 198,000 | 406,000 | 632,000 | 880,000 |
| Net income | 404,000 | 924,000 | 1,451,000 | 1,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,574,000 | 49,064,000 | 49,536,000 | 50,261,000 |
| Total capital | 51,657,000 | 52,222,000 | 52,820,000 | 53,469,000 |
| Risk-weighted assets | 245,627,000 | 251,681,000 | 261,829,000 | 269,380,000 |