Call reports 2015
PHOENIXVILLE FEDERAL BANK AND TRUST — 2015
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 386,462,000 | 390,185,000 | 385,369,000 | 395,989,000 |
| Total loans | 240,060,000 | 243,588,000 | 249,255,000 | 250,124,000 |
| Allowance for loan losses | 3,746,000 | 3,645,000 | 3,423,000 | 3,468,000 |
| Securities available for sale | 62,077,000 | 58,414,000 | 61,895,000 | 72,290,000 |
| Securities held to maturity | 23,066,000 | 31,474,000 | 25,828,000 | 21,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,387,000 | 341,058,000 | 334,992,000 | 345,848,000 |
| Interest-bearing deposits | 306,986,000 | 310,249,000 | 304,604,000 | 313,541,000 |
| Noninterest-bearing deposits | 30,401,000 | 30,809,000 | 30,388,000 | 32,307,000 |
| Equity capital | 46,930,000 | 46,814,000 | 47,034,000 | 46,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,185,000 | 6,412,000 | 9,677,000 | 12,968,000 |
| Interest expense | 375,000 | 763,000 | 1,160,000 | 1,568,000 |
| Net interest income | 2,810,000 | 5,649,000 | 8,517,000 | 11,400,000 |
| Noninterest income | 563,000 | 1,163,000 | 1,666,000 | 2,286,000 |
| Noninterest expense | 3,017,000 | 5,929,000 | 8,794,000 | 11,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 883,000 | 1,389,000 | 2,018,000 |
| Income tax | 104,000 | 276,000 | 441,000 | 652,000 |
| Net income | 252,000 | 607,000 | 948,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,077,000 | 47,443,000 | 47,787,000 | 48,246,000 |
| Total capital | 50,016,000 | 50,424,000 | 50,820,000 | 51,303,000 |
| Risk-weighted assets | 233,623,000 | 237,111,000 | 241,567,000 | 243,535,000 |