Call reports 2012
PHOENIXVILLE FEDERAL BANK AND TRUST — 2012
What PHOENIXVILLE FEDERAL BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 411,355,000 | 403,763,000 | 398,497,000 | 400,329,000 |
| Total loans | 280,672,000 | 277,112,000 | 270,396,000 | 266,864,000 |
| Allowance for loan losses | 5,364,000 | 5,370,000 | 5,816,000 | 5,825,000 |
| Securities available for sale | 46,787,000 | 51,966,000 | 62,150,000 | 63,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,489,000 | 356,961,000 | 351,212,000 | 352,617,000 |
| Interest-bearing deposits | 343,121,000 | 332,406,000 | 326,969,000 | 324,262,000 |
| Noninterest-bearing deposits | 22,368,000 | 24,555,000 | 24,243,000 | 28,355,000 |
| Equity capital | 43,331,000 | 43,972,000 | 44,422,000 | 44,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,349,000 | 8,579,000 | 12,727,000 | 16,714,000 |
| Interest expense | 808,000 | 1,539,000 | 2,242,000 | 2,895,000 |
| Net interest income | 3,541,000 | 7,040,000 | 10,485,000 | 13,819,000 |
| Noninterest income | 638,000 | 1,179,000 | 1,683,000 | 2,298,000 |
| Noninterest expense | 3,324,000 | 6,329,000 | 9,253,000 | 12,396,000 |
| Provision for loan losses | 60,000 | 190,000 | 734,000 | 734,000 |
| Pretax income | 795,000 | 1,700,000 | 2,181,000 | 2,987,000 |
| Income tax | 215,000 | 518,000 | 654,000 | 866,000 |
| Net income | 580,000 | 1,182,000 | 1,527,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,936,000 | 43,531,000 | 43,870,000 | 44,518,000 |
| Total capital | 46,083,000 | 46,631,000 | 46,950,000 | 47,530,000 |
| Risk-weighted assets | 249,463,000 | 245,695,000 | 243,629,000 | 238,051,000 |