Call reports 2026
ROUND TOP STATE BANK — 2026
What ROUND TOP STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 975,176,000 | 974,057,000 |
| Total loans | 602,040,000 | 599,597,000 |
| Allowance for loan losses | 5,344,000 | 5,348,000 |
| Securities available for sale | 288,847,000 | 293,166,000 |
| Securities held to maturity | 5,521,000 | 5,189,000 |
| Trading assets | 0 | 0 |
| Total deposits | 873,624,000 | 870,289,000 |
| Interest-bearing deposits | 669,727,000 | 665,530,000 |
| Noninterest-bearing deposits | 203,897,000 | 204,759,000 |
| Equity capital | 97,957,000 | 100,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,583,000 | 23,450,000 |
| Interest expense | 4,427,000 | 8,833,000 |
| Net interest income | 7,156,000 | 14,617,000 |
| Noninterest income | 430,000 | 845,000 |
| Noninterest expense | 3,861,000 | 7,747,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,575,000 | 7,510,000 |
| Income tax | 675,000 | 1,420,000 |
| Net income | 2,900,000 | 6,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 116,016,000 | 119,206,000 |