Call reports 2026
FARMERS BANK OF WILLARDS, THE — 2026
What FARMERS BANK OF WILLARDS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 536,743,000 | 547,649,000 |
| Total loans | 392,677,000 | 396,823,000 |
| Allowance for loan losses | 4,352,000 | 4,483,000 |
| Securities available for sale | 52,962,000 | 48,832,000 |
| Securities held to maturity | 47,885,000 | 47,086,000 |
| Trading assets | 0 | 0 |
| Total deposits | 463,080,000 | 472,566,000 |
| Interest-bearing deposits | 311,366,000 | 313,969,000 |
| Noninterest-bearing deposits | 151,714,000 | 158,597,000 |
| Equity capital | 62,899,000 | 64,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,119,000 | 14,310,000 |
| Interest expense | 1,444,000 | 2,869,000 |
| Net interest income | 5,675,000 | 11,441,000 |
| Noninterest income | 675,000 | 1,432,000 |
| Noninterest expense | 3,802,000 | 7,612,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 2,398,000 | 4,961,000 |
| Income tax | 631,000 | 1,279,000 |
| Net income | 1,767,000 | 3,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 63,879,000 | 65,167,000 |
| Total capital | 68,207,000 | 69,486,000 |
| Risk-weighted assets | 346,197,000 | 345,385,000 |