Call reports 2022
FARMERS BANK OF WILLARDS, THE — 2022
What FARMERS BANK OF WILLARDS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 510,201,000 | 521,528,000 | 524,462,000 | 521,189,000 |
| Total loans | 294,930,000 | 307,215,000 | 319,679,000 | 336,821,000 |
| Allowance for loan losses | 3,015,000 | 3,052,000 | 3,186,000 | 3,281,000 |
| Securities available for sale | 47,162,000 | 71,499,000 | 94,257,000 | 86,749,000 |
| Securities held to maturity | 65,520,000 | 65,288,000 | 72,184,000 | 71,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,748,000 | 472,263,000 | 474,130,000 | 448,872,000 |
| Interest-bearing deposits | 299,372,000 | 308,705,000 | 310,129,000 | 295,959,000 |
| Noninterest-bearing deposits | 162,376,000 | 163,558,000 | 164,001,000 | 152,913,000 |
| Equity capital | 45,535,000 | 46,360,000 | 46,848,000 | 46,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,274,000 | 8,896,000 | 14,184,000 | 19,835,000 |
| Interest expense | 375,000 | 744,000 | 1,105,000 | 1,573,000 |
| Net interest income | 3,899,000 | 8,152,000 | 13,079,000 | 18,262,000 |
| Noninterest income | 224,000 | 715,000 | 1,186,000 | 1,516,000 |
| Noninterest expense | 3,133,000 | 6,339,000 | 9,568,000 | 12,742,000 |
| Provision for loan losses | 52,000 | 105,000 | 258,000 | 564,000 |
| Pretax income | 937,000 | 2,422,000 | 4,438,000 | 6,471,000 |
| Income tax | 240,000 | 629,000 | 1,124,000 | 1,654,000 |
| Net income | 697,000 | 1,793,000 | 3,314,000 | 4,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,659,000 | 48,755,000 | 50,263,000 | 50,189,000 |
| Total capital | 50,692,000 | 51,825,000 | 53,467,000 | 53,488,000 |
| Risk-weighted assets | 286,926,000 | 295,673,000 | 307,677,000 | 323,071,000 |