Call reports 2017
FARMERS BANK OF WILLARDS, THE — 2017
What FARMERS BANK OF WILLARDS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,438,000 | 352,147,000 | 353,030,000 | 348,779,000 |
| Total loans | 303,057,000 | 308,800,000 | 309,479,000 | 313,215,000 |
| Allowance for loan losses | 4,684,000 | 5,025,000 | 4,458,000 | 4,121,000 |
| Securities available for sale | 6,083,000 | 6,210,000 | 6,053,000 | 6,375,000 |
| Securities held to maturity | 3,207,000 | 3,026,000 | 2,985,000 | 2,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,513,000 | 281,584,000 | 281,542,000 | 281,328,000 |
| Interest-bearing deposits | 210,343,000 | 213,789,000 | 212,541,000 | 212,103,000 |
| Noninterest-bearing deposits | 64,170,000 | 67,795,000 | 69,001,000 | 69,225,000 |
| Equity capital | 37,632,000 | 37,694,000 | 38,560,000 | 38,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,127,000 | 8,404,000 | 12,815,000 | 17,279,000 |
| Interest expense | 598,000 | 1,239,000 | 1,923,000 | 2,581,000 |
| Net interest income | 3,529,000 | 7,165,000 | 10,892,000 | 14,698,000 |
| Noninterest income | 180,000 | 484,000 | 866,000 | 1,554,000 |
| Noninterest expense | 2,382,000 | 4,786,000 | 7,189,000 | 9,674,000 |
| Provision for loan losses | 62,000 | 687,000 | 896,000 | 1,107,000 |
| Pretax income | 1,265,000 | 2,176,000 | 3,588,000 | 5,386,000 |
| Income tax | 471,000 | 796,000 | 1,321,000 | 2,276,000 |
| Net income | 794,000 | 1,380,000 | 2,267,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,665,000 | 37,700,000 | 38,569,000 | 38,302,000 |
| Total capital | 41,139,000 | 41,252,000 | 42,082,000 | 41,841,000 |
| Risk-weighted assets | 276,678,000 | 282,675,000 | 280,095,000 | 282,507,000 |