Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,279,000 | USD | evidence → |
| Total loans | 78,530,000 | USD | evidence → |
| Allowance for loan losses | 774,000 | USD | evidence → |
| Securities available for sale | 42,595,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,212,000 | USD | evidence → |
| Interest-bearing deposits | 91,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,403,000 | USD | evidence → |
| Equity capital | 17,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,799,000 | USD | evidence → |
| Interest expense | 2,358,000 | USD | evidence → |
| Net interest income | 4,441,000 | USD | evidence → |
| Noninterest income | 212,000 | USD | evidence → |
| Noninterest expense | 3,000,000 | USD | evidence → |
| Provision for loan losses | 249,000 | USD | evidence → |
| Pretax income | 1,513,000 | USD | evidence → |
| Income tax | 321,000 | USD | evidence → |
| Net income | 1,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,574,000 | USD | evidence → |